What benefit can i claim on the sick

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If you get the personal independence payment you could be entitled to additional amounts of other benefits and tax credits. This is paid to help with rent payments. It can be claimed whether you are working or not working, dependent on your income. Contact your local council to make a claim or to let them know about your change in circumstances.

After making a claim, there is a waiting period of 39 weeks before you can receive payments. The amount you receive may not cover all of your monthly mortgage payment so you may need to discuss with your mortgage lender how you can deal with the shortfall.

If you are claiming universal credit you may qualify to receive similar payments to help you pay your mortgage interest, depending on your circumstances. You cannot get this help if you are working and receiving universal credit.

Ensure that you give full details of your mortgage costs and any service charges you pay when you make your application for universal credit. Incapacity benefit is being phased out and all claimants will be reassessed for employment and support allowance. Please call our helpline if you are working or want to work while claiming ESA. The assessment phase is extended if there is a delay in getting an appointment for the assessment.

If you have claimed ESA before and have been found not to have a limited capability for work then you will need further advice. Call our helpline, or one of the organisations listed on page seven. The assessment is to decide whether you get employment and support allowance, and if you need to do work-related activity as part of your claim. Before you have an assessment you are usually sent a questionnaire to fill in, which will ask about your health. You may then have a face-to-face assessment with a health professional working on behalf of the Department for Work and Pensions.

This is the first part of the assessment, and decides whether you get employment and support allowance. You score points depending on the level of your health problems across a range of activities. If you score 15 points or more, you are assessed as having a limited capability for work. This means that your ability to undertake paid work is limited by your illness or disability.

If you think the decision is wrong, you can ask for it to be reconsidered — you need to do this within a month of the decision being made. If you still disagree with the decision after it has been reconsidered you can appeal.

During this appeal stage you may be able to claim ESA but you cannot do this during the earlier reconsideration period. The second part of the test looks at a range of activities relating to your physical and mental health. You are assessed on how well you can complete these activities. In this group you will be expected to take part in work-focused interviews with a Jobcentre Plus adviser.

You should receive support to help you prepare for suitable work. If you made your claim for employment and support allowance before 1 st April you will receive an extra amount of employment support allowance, called the work-related activity component. Please call our helpline for further advice if you made your claim before 1 st April or if you think you should have claimed employment and support allowance before this date but did not do so. You will not be expected to take part in any work, although you can do so on a voluntary basis.